Scheduled online bill pay downtime will occur starting 9:00 A.M. on 10/4 until 6:00 A.M. on 10/6. Bill Payments setup prior to that time will process as normal. LEARN MORE

We are Bridge.
We are here to serve our members with personal attention and excellent rates.

In addition to the Ohio Department of Transportation, Youth Services, Public Safety and the Transportation Research Center, we service other public and private transportation and logistics companies in Ohio.
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Turn your pin-spiration
into a reality

Make those dream home projects possible by using your home’s equity. Learn more about Bridge’s home equity loans.

  • Rates as low as 3.25% APR
  • Up to 90% LTV
  • NO closing costs

ConnectMORE Rewards

Get more value out of your membership with ConnectMORE. The more you use your Bridge account, the more rewards you earn. Learn More

  • Lower loan rates
  • Higher savings rates
  • Waived fees and MORE!

Greater Returns

Have long-term savings goals? Bridge has a variety of options that will earn you more. Learn More 

  • Rate match available
  • Special rate bump rewards
  • Easy open process

Better rates

We offer auto, home, credit card, student and personal loans at better rates than most banks because we exist only to serve our members.

Higher returns

We can help you stretch your dollar by offering deposit accounts with high rates that are federally and privately insured.

All-in-one banking

We offer financial products and services to help you manage your daily finances and invest in your financial future.

Real, honest advice

We are owned by our members and are here to help. You can trust us to provide advice that is in YOUR best interest.
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    Checking & Savings

    Overview

    Your money, our commitment to give you the greatest return.

    Whether you need a checking account, savings account or long-term savings options (including certificates), we monitor the rates other institutions are offering and are committed to price ours better. Your money is yours to grow. We believe in helping you do that.

    Safe investments, no worries.

    You can rest easy knowing your savings are safe and secure with Bridge Credit Union. We are financially healthy and are examined by state and federal regulators who ensure the safety and soundness of our operations. Your funds are further protected by federal and private insurance.

    CM Logo  Get more value out of your membership with ConnectMORE. The more services you use, the more rewards you get such as lower loan rates, higher savings rates, and other great perks. Learn More

    The Bridge Difference

    Account benefits

    • High dividend rates.
    • Wide variety of accounts.
    • Your direct deposit can be split between accounts.
    • Peace of mind that your money is protected, accessible and transferable between most accounts.

    Apply Online Now

     

    Checking Accounts

    Lots of benefits, lots of value.

    At Bridge Credit Union, we believe in providing you a checking account that fits you and your personal lifestyle. Learn more

    Checking Account Types

    • Crystal Free. Free, simple and classic.  Learn more
    • Diamond Dividends. All the sparkle of a money market with the convenience of a checking account.  Learn more
    • Clear Path. Clear your path with Bridge as your guide.  Learn more

    What we offer our members

    CM Logo  Get more value out of your membership with ConnectMORE. The more services you use, the more rewards you get such as lower loan rates, higher savings rates, and other great perks. Learn More

    Savings Accounts

    Stress free savings.

    A savings account is the starting point on the road to financial success. Savings accounts provide relief from unexpected emergencies and allow you to realize your short-term and long-term goals debt-free. Dividends are paid monthly on any balance over $50.00 and the rate increases as your savings grows. Every household should have a regularly funded savings account, start yours now.

    Savings Account Types

    • Primary SavingsOpen a primary savings account and you are on your way. Learn More
    • Christmas Club SavingsReduce holiday stress. Learn More
    • Special Savings. Saving for that special thing. Learn More 
    • Money Market Savings. The more you save the more you earn. Learn More

    CM Logo  Get more value out of your membership with ConnectMORE. The more services you use, the more rewards you get such as lower loan rates, higher savings rates, and other great perks. Learn More

    Open account now

    Why should you save?

    • Gives you a cushion for extra expenses
    • Helps pay for short, mid, or long-term goals
    • It’s easy! Pay yourself first and split your deposit.

    CDs

    Long-term goals, greater returns.

    When you have your sights set on longer-term goals and are ready to move a part of your savings into longer-term investments, we have a variety of structured certificates and protected-principal IRA’s that will earn you more than a traditional savings account.

    Open a Certificate with Bridge and get MORE!

    Open a Certificate with Bridge and earn 10% APY*  for 10 days** (3 year certificate 1.44% APY* & 4 year certificate 1.85% APY*)

    Earn Even More!
    ConnectMORE Royals earn an additional 0.10% APY* bump!
    ConnectPLUS Retirees earn an additional 0.25 APY* bump!

    Open a Certificate Today
    A minimum deposit of $1,000 is required to start a certificate. You can open a certificate through your online banking account or by email!

    Click here for current rates.

    APY* = Annual Percentage Yield. **3 Year certificate effective yield (life of certificate) = 1.44%, 10% APY for 10 days, after 10 day promotional period = 1.35% APY. 4 year certificate effective yield (life of the certificate) = 1.85%, 10% APY for 10 days, after 10 day promotional period = 1.75% APY. 

    CM Logo  Get more value out of your membership with ConnectMORE. The more services you use, the more rewards you get such as lower loan rates, higher savings rates, and other great perks. Learn More

    Rate break for retirees

    Bridge recognizes your many years of service  and has created ConnectPLUS, a complete package of benefits just for you. If you were an employee of one of our employer groups and retired, you are eligible for this award-winning member service program. Contact us for more information.

    Learn more about your benefits.

     

    open account now

    IRAs

    Save more money for your retirement.

    An IRA (Individual Retirement Account) is a personal savings plan that provides income tax advantages to individuals saving money for retirement purposes. Investments into an IRA are termed “contributions” and are capped by tax law. We offer Traditional, Roth, and Educational IRA’s. The tax advantages differ with each so it is important that you consult with a tax professional to determine which type of IRA is best for you.

    CM Logo  Get more value out of your membership with ConnectMORE. The more services you use, the more rewards you get such as lower loan rates, higher savings rates, and other great perks. Learn More

     

    Peace of Mind Service

    Get more peace of mind.

    At Bridge, you can be confident your money is safe with us.

    Deposit Insurance

    Each account holder is federally insured up to $250,000, which is backed by the full faith and credit of the federal government through the National Credit Union Administration. For further protection, we provide an additional $250,000 of insurance through Excess Share Insurance – for a total of up $500,000 per owner. Traditional and Roth IRA’s are insured aggregately up to $500,000. For more information about NCUA insurance coverage of transaction accounts, visit NCUA’s website.

    Overdraft Protection Solutions

    • Overdraft from other deposit accounts
    • Overdraft from loans
    • Courtesy advance (negative overdrafting)

    Learn More

    Quick Links

    Payroll Direct DepositYou can set up a direct deposit and automatically have your pay deposited to Bridge. This deduction can be split many different ways into multiple accounts. All of the advantages of payroll direct deposit can bring you peace of mind that your money is moving in the right accounts automatically. More information.

    More

    Access Anytime, Anywhere

    We don’t make you jump through unnecessary hurdles to get to your money. There are a variety of ways to access your funds other than taking your time to visit us in person.

    Check Withdrawal

    By telephone, online banking, or our 24-hour telephone service.

    Debit Card

    You can access your savings and checking accounts at an ATM. Master Money debit cards are issued at no cost or monthly fee if you have a checking account.

    Wire Transfer to Another Institution

    You can wire funds in and out of your accounts. Refer to our wire instructions form if you are wiring money in. If you are wiring money out, either complete a wire transfer form and fax to us at 614-466-5118 or call our office at 614-466-4988.

    APPLY ONLINE NOW 

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    Loans & Credit

    Overview

    Reach your financial dreams with our diverse loan options.

    Our lending products are packaged for convenience, value, and personal attention. No matter what your need (or want), we have the right loan for you. We can also easily refinance your current loan from another financial institution so you can take advantage of all the cost-savings and benefits we offer. For current rates, check out our rate board. Calculate your payment by using our current rates and our loan calculators. With a simple application and closing process, knowledgeable and friendly loan experts, and flexible payment options, a Bridge Credit Union loan is an easy choice.

    Plus! Get covered with low-cost bundled insurance products.

    CM Logo  Get more value out of your membership with ConnectMORE. The more services you use, the more rewards you get such as lower loan rates, higher savings rates, and other great perks. Learn More

    Survey blue 3d realistic paper speech bubble isolated on whiteThanks for choosing Bridge. Please take a couple minutes to rate your most recent loan experience with Bridge using our short online survey. You could win a VISA® gift card just for completing the survey (one winner every month!).

    The Bridge Difference

    Bridge benefits

    Apply Online Now

     

    Auto

    New and Used Auto Loans

    Our auto loans are packaged for convenience, value, and personal attention.  If you are looking to buy a new or new to you vehicle, or simply want to save money by refinancing your existing loan, Bridge has the right auto loan for you.  Calculate an estimated payment with our handy calculators.

    Youth Auto Loans

    To assist the next generation in wisely establishing credit, we offer a Youth Auto Loan. This program is open to all members aged 16-18 and offers all of the benefits and rates of our regular vehicle loans. All that is required is a qualified co-borrower who is the parent or guardian. After twelve months of favorable repayment history and when the minor is 18, the co-borrower can request to be removed from the loan.

    Recreational Vehicle Loans

    Roam free with feature-filled financing on RV’s, motorcycles, boats, and off-road vehicles with many of the features as our auto loans.

    Don’t forget…

    CM Logo  Get more value out of your membership with ConnectMORE. The more services you use, the more rewards you get such as lower loan rates, higher savings rates, and other great perks. Learn More

    Bridge benefits

    Want an even better rate?

    Apply Now

    Mortgages

    Turn your pin-spiration into a reality.

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    Whether it’s that new addition you’ve always wanted or a home makeover, you can make it possible with your homes equity.

    • Rates as low as 3.25% APR*
    • Up to 90% LTV**
    • NO Closing Costs***

    save more!

    Royal members get closing costs waived ($350 in savings!)

    apply today!

     
    *APR = Annual Percentage Rate. **LTV = Loan to Value. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. ***Fees required to open line of credit will range from $0 to $350. This is a variable rate plan, APR may change quarterly. Maximum APR is 18.00%. Minimum APR is 3.00%. Rate as of 9/1/14.

    Bridge Credit Union believes in expanding the dreams of home ownership to as many of our members as possible. We also realize that equity in a home has traditionally been the biggest source of personal wealth. Low cost borrowing against a home’s equity can offer a good solution for funding high cost items.

    First Mortgages

    Buying a home should be an exciting experience and obtaining a loan should be hassle-free. We’ve made it simple for you by offering a wide variety of products for almost everyone, excellent rates, and a home mortgage site where you’ll learn everything, and more, about making a good financing decision. Knowledge is power, and empower yourself whether you’re buying a new home or refinancing your existing loan.

    Home Equity

    Borrow against your home’s equity through a fixed amount, fixed rate or line of credit, variable rate product. We offer you hard to beat rates, expert service, and no prepayment penalties. 

    We promise a personal touch. We’ll guide you through the entire process and counsel you on the best product to fit your situation.  Call our office today 800.434.7300 and enjoy a truly different experience.

     

     

    Bridge Benefits

    • Excellent rates (monitor market rates)
    • Conventional, 15 year and 30 year fixed loans
    • First time home-buyer programs
    • FHA/VA programs
    • 97% LTV programs available
    • Fixed amount, fixed rate or, line of credit, variable rate home equity loans
    • Trusted relationships
    • Discount Home Insurance

    APPLY NOW 

    Student

    Student Loans

    The cost of a college education is expensive, but worth every penny. We encourage all of our students to maximize scholarships, grants, and federal loans. These are the most economical ways to pay for a higher education (short of mom and dad). However, when those sources aren’t enough, we can bridge the gap.

    Through a partnership with a network of over 160 not-for-profit credit union lenders, we offer two student loan programs, the cuScholar Private Student Loan and the cuGrad Private Student Loan Consolidation Program.

    In partnership with cuStudent, credit unions have funded over $80,000,000 for the 2013-2014 school year!

     cuScholar Private Student Loan Program

    The cuScholar Private Student Loan Program can be used to pay for qualified education educational expenses including tuition, room and board, books, and other school related expenses.

    cuGrad Private Student Loan Consolidation Program

    The cuGrad Private Student Loan Consolidation Program can be used to consolidate and refinance your outstanding private student loan debt.

     Learn more or apply

    Bridge cuScholar Benefits

    1. No origination fee
    2. 1% interest rate reduction once 10% of loan principal is repaid
    3. 30-day no-fee return policy
    4. Cosigner release available

    For complete CuScholar information and FAQs, visit the cuStudent loan center 

     Bridge cuGrad Benefits

    • No origination fee
    • Simplify your finances with one easy payment
    • Lower payment possible
    • Cosigner release available
    • Interest-only repayment option available

    For complete cuGrad information and FAQs, visit the cuStudent loan center

    Personal

    For all the little things you’ll need!

    Sometimes you just need a little extra. With our low rate personal loans, you can rest easy knowing you have a place to go when you need help.

    Our signature loans are quick and flexible.

    Our signature loans offer the ability to access cash quickly at a low rate without the use of higher rate credit cards. We can approve, process, and get cash in your pocket quickly to take care of almost any need. During the holidays, our Holiday loans are a popular choice if you want to budget your expenses and pay a lower rate than if you used your store credit card.

    Share secured loans at a low rate… even if your credit isn’t perfect.

    Share secured loans give you the best of all worlds. By borrowing against an amount equal to or less than the amount you have on deposit, you can reap the benefits of earning dividends while paying an extraordinary low rate for your loan (rate is determined based on the current dividend rates being paid). Share secured loans also offer the opportunity to rebuild credit. Our lending qualifications for these specific loans allow for less than perfect credit.

    CM Logo  Get more value out of your membership with ConnectMORE. The more services you use, the more rewards you get such as lower loan rates, higher savings rates, and other great perks. Learn More

    Bridge Benefits

    Apply Now

    Credit Cards

    Platinum Visa Rewards Card

    The strength of carrying a credit card is its convenience and world-wide acceptance. Credit cards can also be powerful tools in building or improving credit. There are many credit cards on the market and we know you have a choice. That’s why we created a card that makes your decision easy, The Bridge Platinum VISA Rewards Card. This card doesn’t compromise a low rate for rewards points. And it doesn’t make you pay for value by charging you needless fees. You simply get a premium rewards card that saves you money. Plus, you get the personal service and attention you’ve come to expect as part of our credit union family. Check out our benefits and apply for your Bridge Platinum VISA Rewards Card today.

    Your Bridge Platinum VISA Rewards card gives you premium rewards and premium protection.

    Your Bridge Platinum VISA Rewards card earns points every time you use it. These points can be used for travel and merchandise. Learn more.

    Using your card gives you added protection and security. From travel insurance to zero liability against fraud, we got you covered. Learn more about your peace of mind benefits.

    Payment FAQs

     Are you an existing cardholder?

    Transfer your higher rate balances from your other credit cards to your Bridge Credit Union card by calling our loan department at 800.434.7300 or fill out the balance transfer form and fax it to 614.728.8090.

     Bridge Benefits
     
    • No default rate
    • Why is this important?
    • Same rate for purchases, balance transfers, and cash advances
    • No cash advance fees
    • No balance transfer fee
    • Why should you care?
    • No over credit limit fees
    • No annual fees
    • No currency conversion fees
    • Free 24/7 online banking access to monitor and control your credit card activity
    • Credit Card Agreement 
    Apply Now

    CDL

    Commercial Drivers License (CDL) Loan

    In addition to the traditional loans we offer (auto, credit card, mortgages, and student loans), we offer a unique loan product designed specifically for Commercial Truck Drivers. The Commercial Drivers License (CDL) Loan was created and customized with you in mind. Our CDL loan takes the pressure off your shoulders when paying for your certification.

    Loan Benefits

    • Loan for the cost of classes & licensing
    • Low rate
    • 90 days no payments
    • Easy payment options
    • Stress-free & fast application process

    Apply Now

    Business

    Business Loans

    You have a vision for your business and the reality is: Your business needs money to make that vision come to life. From meeting your weekly payroll, buying inventory, or funding large scale capital projects, you need access to funding. Bridge Credit Union can help you with your business needs by offering loans of different sizes and terms.

    We have partnered with Cooperative Business Services (CBS), a credit union cooperative that operates under the same credit union philosophy: not for profit, not for charity, but for service. This partnership gives us the flexibility to offer a loan structure that works best for you.

    Available Loans

    • Micro Loan Program (loans less than $250,000)
      Terms up to 10 years, amortizations up to 25 years. Fixed and variable rates available.
    • Commercial Real Estate Financing
      For the purchase or refinance of commercial, industrial, and/or investment property. Terms range from 10 years, amortizations up to 25 years. Fixed and variable rate options.
    • Term Loans
      For the purchase or refinance of machinery, equipment, or other capital assets. These loans are generally 12 to 180 month terms with fixed and variable rate options available.
    • Lines of Credit
      Available for any general business purpose. Rates are typically set at a floating rate with the Wall Street Journal Prime Lending rate as the index.
    • SBA 7(a) and 7(a) Express Loans and SBA 504 Loans.

    Contact our lending department at 800-434-7300, option 4, to apply or to schedule an appointment with a lending specialist.

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    Value-Added Member Services

    What Our Members Say

    Member comment about Bridge: "In these days of big banks stepping on the little people, it is nice to know that someone is still out there to help the little guy. You folks have helped me rebuild my credit, get the car that I always wanted, and just been there to answer my questions. Thank you from the little guy, and yes, I promise to talk to all of my friends about how well you treated us."  September 2014
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    News & Resources

    *IMPORTANT* Online Bill Pay Outage - October 4, 2014

    09/25/14

    Scheduled downtime will occur throughout the weekend beginning 9:00 A.M. ET on Saturday, October 4 and will not exceed beyond 6:00 A.M. ET on Monday, October 6.

    Read More

    October's Recipe of the Month - Crescent Mummy Dogs

    10/01/14

    Wrap up a hot dog in true mummy fashion in this fun Halloween take on classic Crescent Dogs.

    Read More

    Home Depot Data Breach FAQs

    08/19/14

    On Sep. 3, 2014, media outlets reported and Home Depot confirmed that it was aware of “unusual activity” related to their point-of-sale systems. Home Depot said it is working with the financial institutions and law enforcement to investigate the situation.

    Read More

    Live a Little Sweepstakes

    09/03/14

    Bridge's partner TruStage created the Live a Little Sweepstakes as part of its Life Insurance Awareness month celebration. Every day in September, one new winner will receive a $50 Visa® gift card for a nice little splurge. And at the end of the month, one grand prize winner will receive a $250 Visa gift card.

    Read More
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    ATMs & Locations

    Find an ATM

    We have thousands of surcharge free ATMs state and nationwide. Enter a street address or simply a zip code to find the closest one to you.

    Find an ATM

    Main Branch

    1980 W. Broad Street
    Columbus, Ohio 43223

    Hours: Mon – Fri 8am – 4pm
    614-466-4988 or 800-434-7300

    Note:
    Our mailing address is:
    1980 W. Broad Street
    Mail Stop #0000
    Columbus, OH 43223

     

     

    Shared Branches

    Our network of Co-op shared branches has nearly 250 locations statewide and thousands nationwide.

    Find a shared branch

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    Contact Us

    The value we pride ourselves on the most at Bridge is our commitment to providing friendly, trustworthy service and real support. If you have questions, comments or concerns, we want to hear from you.

    Please fill out all fields with valid data.
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    Thank you! We will be in touch soon. If you don't receive a reply within 48 hours, please contact our office at 1-800-434-7300.

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    Bridge Credit Union Headquarters

    1980 W. Broad Street
    Mail Stop #0000
    Columbus, Ohio 43223

    Toll free: 800.434.7300
    Local: 614.466.4988
    Fax: 614.466.5118
    Email: memberinfo@bridgecu.org

    Routing Number: 244077909

    After hours/weekend lost or stolen card? 

    Visa Credit Card: 800.543.5073
    Debit Card: 800.528.2273

    Member Experience Survey

    illustration [Converted]  Gift card winner every month!

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