Q. What is eGuard?
A. eGuard is Vantiv’s new risk based 3D Secure solution that provides an extra layer of security for eCommerce transactions.
Q. Will cardholders still have to enroll on Visa or MasterCard’s website?
A. No. With eGuard, cardholders will automatically be enrolled in the new service.
Q. Will all of my eCommerce transactions now process through eGuard?
A. No. In order for an eCommerce transaction to process through eGuard, the merchant must participate in 3D Secure and send as a 3D Secure transaction. Today, less than 5% of all eCommerce transactions are processed as 3D Secure—however, this volume is expected to dramatically increase over the next few years due to increases in card-not-present fraud.