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Unlock a Lower Payment for Your Auto Loan

Get the vehicle that fits your needs for a monthly payment that fits your budget.

Auto Loan Flex Option. A Low Payment Alternative to Leasing.


How would you like the low monthly payments of a lease, without all the heavy restrictions and hidden costs of leasing? Bridge Credit Union’s Auto Loan Flex Option program offers just that!


Like a lease, the Auto Loan Flex Option offers payments that are considerably lower than conventional financing. But unlike a lease, with the Auto Loan Flex Option, you own the vehicle and have all of the flexibility and benefits of vehicle ownership! Other benefits of the AFG Balloon Lending program include:

  • New and pre-owned vehicles up to five years old qualify
  • Flexible loan terms of up to 60 months
  • No down payment required
  • Annual mileage options of 12,000, 15,000 & 18,000 available
  • No security deposit or acquisition fees
  • No early payoff penalty
  • Since the title is in YOUR name you have more options prior to loan maturity and at loan maturity. Including the ability to turn your vehicle in and walk away at the end of the loan term.
  • Refinance your current vehicle loan to reduce your monthly payments with the Auto Loan Flex Option.
  • Enables you to easily upgrade and/or change your vehicle every couple of years!

Get peace of mind with our low-cost bundled insurance

Disability Insurance

Pays your loan payment in the event of disability

Credit Life Insurance

Pays your loan in the event of death

TruStage Partnership with Liberty Mutual – Discount Auto & Home Insurance

Through our partnerships, we are able to offer you discounted auto and homeowner’s insurance. Get a Quote Today.

Gap Insurance

If you are in an accident and your insurer considers your vehicle a complete loss this will pay the difference between the fair market value and your loan balance. Plus, you could be eligible to receive and extra $1,000 towards the purchase of your next vehicle if you finance with us (contact us for complete terms & conditions).

mPower™ Insurance Protection Packages

To protect our members from high unforeseen repair costs, we offer our members a Vehicle Protection Package which includes: Vehicle Return Protection, Tire & Wheel Protection, Paintless Dent Protection, and Vehicle Mechanical Protection. We are able to offer this coverage to our members at a cost substantially less than what is offered by most dealerships.

For complete terms and conditions on our bundled insurance products please contact our loan department and learn how to protect yourself from the unexpected, 800.434.7300.

Apply Today!

We make the loan process easy

Whether you want to apply for a loan at 2 a.m. from the privacy of your home or call us during business hours and talk to our loan officer, you can do it. We make it easy to apply for a loan.

Sign your loan online, get your funds quicker

To make it easier to sign your consumer loan and to get your loan funds faster, we offer members the option of signing their loan electronically, via email.

  • We use an electronic signature web-based software, which allows contract signers to provide an e-signature to contract documents.
  • This simplifies the signature process, saves paper, and cuts the time until disbursement. The signatures are legally binding, so we can fund your loan as soon as the contract has been e-signed.

You’ll also be able to download a copy of your loan documents on demand, during or after the signing process. And, all parties will be notified by email when the loan documents have been signed by all parties.

Click Here to Get Started

*APR=Annual Percentage Rate
All loans subject to credit qualifications and approval, not all applicants will qualify. APR will vary based on credit score, loan-to-value, age of vehicle, payment method, and document preparation fee. $175 pre-paid finance charge applies to all loans. +90 days no payment (deferral) is subject to credit approval. Interest will accrue during deferral period and will increase the total amount to repay the loan. Bridge will beat the rate from another financial institution with a floor rate of 4.00% APR. Promotional rates do not qualify. Minimum amount financed must be $7,500. Other restrictions may apply. Other terms and conditions may apply. ^MESSAGE & DATA RATE CHARGES MAY APPLY. Bridge assumes no liability for any costs associated with text messages. Subject to terms and conditions. Offer subject to change at any time.