Rates
Current Product Information
We are committed to our members to offer the best possible rates and terms. We continually monitor our rates and change them as appropriate.
| Type | Term & Amount Detail | ConnectMORE APY* | Everyday APY* |
|---|---|---|---|
| Shares (includes all regular shares, special shares, and Connect Plus shares) | $50 - $9,999 | 0.20% | 0.10% |
| $1,000 - $9,999 | 0.20% | 0.10% | |
| $10,000 - $19,999 | 0.25% | 0.15% | |
| $20,000 and Over | 0.25% | 0.15% | |
| Money Market | 0 - $999 | 0.10% | 0.00% |
| $1,000 - $9,999 | 2.15% | 2.05% | |
| $10,000 - $19,999 | 2.20% | 2.10% | |
| $20,000 - $49,999 | 2.35% | 2.25% | |
| $50,000 - $99,999 | 2.55% | 2.45% | |
| $100,000 - $249,999 | 2.75% | 2.65% | |
| $250,000 and up | 3.10% | 3.00% | |
| Business Money Market | 0 - $999 | 0.10% | 0.00% |
| $1,000 - $9,999 | 2.20% | 2.10% | |
| $10,000 - $19,999 | 2.25% | 2.15% | |
| $20,000 - $49,999 | 2.40% | 2.30% | |
| $50,000 - $99,999 | 2.70% | 2.60% | |
| $100,000 - $249,999 | 3.10% | 3.00% | |
| $250,000 and up | 3.35% | 3.25% | |
| HSA Plus (Health Savings Accounts) | Up to 1st $500 | 0.85% | 0.75% |
| Balance not qualified for 5% | |||
| After first $500 | 0.90% | 0.80% | |
| Diamond Dividend Checking** | Up to 1st $1,500 | - | 10.00% |
| Balance not qualified for 10% | 0.12% | 0.02% | |
| Business Interest Bearing Checking | $50 Minimum | 2.25% | 2.15% |
| Coverdell Education Savings | $250 Minimum / 12 Months | 4.80% | 4.70% |
| IRA Savings (includes Roth & Traditional) | No Minimum | 1.10% | 1.00% |
| Christmas Club**** | 10 | 0.20% | 0.10% |
*APY: annual percentage yield. **Qualified rate. For eligible Diamond Dividend Checking members, a Diamond Dividend Checking account will earn 10.00% APY on the first $1,500. After that, balances over $1,500 will earn standard APY. Rates are variable and subject to change. Advertised rate and APY are offered at the credit union’s discretion and may change daily. ***Penalty for early withdrawal. To receive the additional 0.10% APY member must be in the ConnectMORE Royal Rewards program. Fees may reduce earnings. This credit union is federally insured by the National Credit Union Administration. Additional coverage up to $250,000 provided by Excess Share Insurance Corporation, a licensed insurance company.
| Type | Term & Amount Detail | ConnectMORE APY* | Everyday APY* |
|---|---|---|---|
| Certificates | $100,000 minimum / 6 Months | 4.90% | 4.80% |
| $100,000 minimum / 12 Months | 4.70% | 4.60% | |
| $1,000 minimum / 6 Months | 4.85% | 4.75% | |
| $1,000 minimum / 12 Months | 4.65% | 4.55% | |
| $1,000 minimum / 18 Months | 4.45% | 4.35% | |
| $1,000 minimum / 24 Months | 4.35% | 4.25% | |
| $1,000 minimum / 36 Months | 4.25% | 4.15% | |
| $1,000 minimum / 48 Months | 4.15% | 4.05% | |
| $1,000 minimum / 60 Months | 4.05% | 3.95% | |
| Second Chance Certificate** | $1,000 minimum / 12 Months | 4.75% | 4.65% |
| $1,000 minimum / 24 Months | 4.55% | 4.45% | |
| $1,000 minimum / 36 Months | 4.30% | 4.20% | |
| $1,000 minimum / 48 Months | 4.20% | 4.10% | |
| $1,000 minimum / 60 Months | 4.10% | 4.00% | |
| IRA Certificate | $1,000 Minimum/ 12 Months | 4.85% | 4.75% |
| $1,000 minimum / 24 Months | 4.65% | 4.55% | |
| $1,000 minimum / 36 Months | 4.50% | 4.40% | |
| Business Certificates | $100,000 minimum / 6 Months | 4.95% | 4.85% |
| $100,000 minimum / 12 Months | 4.75% | 4.65% | |
| $1,000 minimum / 6 Months | 4.90% | 4.80% | |
| $1,000 minimum / 12 Months | 4.70% | 4.60% | |
| $1,000 minimum / 18 Months | 4.50% | 4.40% | |
| $1,000 minimum / 24 Months | 4.40% | 4.30% | |
| $1,000 minimum / 36 Months | 4.30% | 4.20% | |
| $1,000 minimum / 48 Months | 4.20% | 4.10% | |
| $1,000 minimum / 60 Months | 4.10% | 4.00% |
*APY: annual percentage yield. **Second Chance Certificate: option to bump up rate (one time for certificates under 24 months and twice for certificate over 24 months) requires you to contact Bridge before the original certificate maturity date. When bumping a rate on a Second Chance Certificate the bump rate must be of the equal term of the original certificate. For example: if you are bumping a 12 month certificate the matching rate must be on a 12 month certificate. Rates are variable and subject to change. Advertised rate and APY are offered at the credit union’s discretion and may change daily. To receive the ConnectMORE APY the member must be in the ConnectMORE Royal Rewards program. For ConnectMORE eligibility visit www.bridgecu.org/connectmore or call a representative at 800.434.7300. Fees may reduce earnings. This credit union is federally insured by the National Credit Union Administration. Additional coverage up to $250,000 provided by Excess Share Insurance Corporation, a licensed insurance company
| Type | ConnectMORE** Rates as Low as | Everyday Rates as Low as | Maximum Term | ||
| Rate | APR | Rate | APR | ||
| 2023 - 2025 Newer Auto & Truck Models | 5.75% | 6.34% | 6.00% | 6.59% | Up to 36 Months |
| 6.00% | 6.45% | 6.25% | 6.70% | Up to 48 Months | |
| 6.25% | 6.62% | 6.50% | 6.87% | Up to 60 Months | |
| 6.50% | 6.81% | 6.75% | 7.06% | Up to 72 Months | |
| 7.25% | 7.52% | 7.50% | 7.77% | Up to 84 Months | |
| 2014 - 2024 Used Auto & Truck Models | 6.50% | 6.87% | 6.75% | 7.12% | Up to 60 Months |
| 7.25% | 7.56% | 7.50% | 7.81% | Up to 72 Months | |
| 2011 - 2013 Used Auto & Truck Models | 7.50% | 7.91% | 7.75% | 8.16% | Up to 54 Months |
| Earlier Used Auto & Truck Models | 7.75% | 8.21% | 8.00% | 8.46% | Up to 48 Months |
| Motorcycles & Watercraft | 6.75% | 7.12% | 7.00% | 7.37% | 48 - 84 Months |
| Recreational Vehicles | 7.00% | 7.37% | 7.25% | 7.62% | 48 - 120 Months |
| Personal Loan | 10.75% | 11.36% | 11.00% | 11.61% | Up to 36 Months |
| 11.75% | 12.14% | 12.00% | 12.39% | Up to 60 Months | |
*APR=Annual Percentage Rate. Rates subject to change without notice. Loan rates include a rate discount for automatic ACH payment withdrawal. Actual rates may vary based on one or more of the following: credit rating, age and/or value of collateral (if any), term of loan, and method of payment. Finance charges are calculated using the daily balance method. **ConnectMore Special Rate Discount. Click here for more details. APRs shown are based on a $20,000 loan with a $175 doc prep fee. Loans are amortized to their maximum term. Motorcycles, Watercrafts, and Recreational Vehicles are amortized at 60 months.
| Type | APR* As Low As |
|---|---|
| Visa® Platinum Rewards Credit Card | 12.40% |
| Visa® Platinum Cashback Credit Card | 13.24%** |
*APR=Annual Percentage Rate. **Rates subject to change without notice. Rates based on the Prime Rate as reported in the Wall Street Journal on the 20th day of the previous month. To learn more about Bridge’s Platinum Rewards Credit Card click here.
| Type | Rate as low as | Maximum Term |
|---|---|---|
| Home Equity Line of Credit** | Check Rates | Up to 15 Years |
| Home Equity Fixed Rate | Check Rates | Up to 15 Years |
| First Mortgage | Check Rates | Variety of Mortgage Offerings Learn More |
Rates subject to change without notice. Actual rates may vary based on one or more of the following: credit rating, age and/or value of collateral (if any), term of loan, and method of payment. Finance charges are calculated using the daily balance method. Home equities and mortgage loans may be subject to additional fees for loans with credit scores less than 675, terms greater than 10 years, LTV’s greater than 80%, and loan amounts greater than $200,000. Rates based on the Prime Rate as reported in the Wall Street Journal on the 20th day of the month preceding the date of any annual rate adjustment. Bridge Credit Union NMLS# 402575. Federally insured by NCUA.
