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Christmas Club Savings

Start Saving Early for the Holidays!

Reduce the stress of the holidays. Start a Christmas Club savings account and have your holiday gifts paid for before you even start shopping! Whether you’re buying presents, traveling, or simply budgeting for year-end expenses, this account helps you save consistently throughout the year.

Choose from one of three convenient disbursement dates – September 30, October 31, or November 30*—based on when you prefer to access your funds. On your selected date, the total amount you’ve saved throughout the year will be automatically transferred to your checking account. If you don’t have a checking account, the funds will be deposited into your savings account instead.

What is a Christmas Club Savings Account?

A Christmas Club, also known as a holiday club account, is a specialized account designed to help you save for holiday expenses. It’s perfect for anyone who wants to build financial discipline over time while working toward a specific savings goal in a structured way. An effective way to stay on track.

Why Use a Holiday Club Savings Account?

This account is perfect for anyone who wants to take control of their financial wellness, especially during a time when spending tends to spike. It offers:

  • Effortless Saving – Automate deposits so you don’t have to think about it.
  • Financial Confidence – Spend from your own savings instead of relying on credit.
  • Preparedness – Be ready for unexpected costs that arise during the holiday season.
  • Stronger Habits – Establish a consistent savings routine throughout the year.

Open a Christmas Club today!

OPEN ACCOUNT

*A $10 early withdrawal penalty applies for each withdrawal made before your selected disbursement date.

To view our full membership eligibility requirements, please visit: Membership Eligibility